U.S. Bank Visa Platinum Credit Card: Introductory APR of 0% for 21 Billing Cycles!
The U.S. Bank Visa Platinum provides two main advantages through its annual fee exemption and its 0% APR promotion which lasts for 21 billing cycles.
The card provides unique advantages compared to other options and you can learn about the application process in the following section.
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The American public has recognized U.S. Bank as a major institution which offers multiple banking services throughout the country.
The Visa Platinum credit card stands as a solid mid-range option which received the NerdWallet award for its top 0% introductory APR offer.
The US Bank card exists to minimize expenses through its fee and charge benefits.
According to U.S. Bank, you can make balance transfers with 0% interest for the first 21 billing cycles, a significantly longer period than most credit cards in the U.S. market.
Card bill payments can be set up automatically, avoiding interest and fines for late payments. You can establish a specific due date through the system to prevent any issues.
What is the credit card limit?
The bank sets a minimum spending requirement of $500 but allows cardholders to reach up to $20,000 based on their individual financial situation.
Is there any sign-up bonus?
The U.S. Bank does not offer any bonus for this card. The main benefits include no fee for the second cardholder and 0% APR rates for 21 months.
What are the main fees?
The first 21 months of purchases and balance transfers will have a 0% introductory APR. The APR rates will range from 18.74% to 29.74% after the introductory period ends.
What's the score for the card?
The FICO score determines qualification for the credit card.
Is it possible to apply online?
The U.S. Bank allows customers to apply for credit cards and other services through their online platform.
CREDIT CARD
U.S. Bank Visa Platinum Credit Card
See more about how to apply.
SEE HOW TO APPLY * You will remain on the current websiteThe ExtendPay plan allows you to make payments over time with no open plan fees for the first 60 days after your account activation.
The ID navigator developed by Norton LifeLock provides multiple tools to assist the public in protecting their information and identity.
The US Bank card provides cell phone protection through a $600 reimbursement program for theft or damage incidents when clients use their card to purchase their phone.
The card features the Visa brand which enables smooth transactions throughout both domestic and international locations.
The US Bank card provides pleasant financial management conditions together with reduced fees even though it lacks specific rewards bonuses or cashback percentages.
The US Bank Visa Platinum serves everyday financial needs through its bank quality and online service capabilities.
Want to learn another option?
The Capital One Venture Rewards stands out as a credit card option that provides extensive premium benefits for those who want to maximize their spending rewards.
The card provides points bonuses at account opening and mileage plans and shows you how to apply.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.