See How to Apply for the Wells Fargo Reflect Credit Card
The Wells Fargo Reflect card provides users with no maintenance fee and strong security features and Visa acceptance for regular purchases.
What do You Need to Know Before Applying?
The Wells Fargo Reflect is a multi-award-winning card, with its main benefits being the introductory 0% APR for 21 months and a $0 annual maintenance fee!
Credit Card
Wells Fargo Reflect
Want a good and award-winning card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteWells Fargo operates as an American financial services company which delivers its services to the public across the United States.
The company delivers financial services through its investment and wealth management and small business and corporate and investment banking divisions.
The company operates its own credit card lines which provide various payment options to customers. The Wells Fargo Reflect Card features Visa branding alongside two essential benefits.
- The card features no annual fee for maintenance and a 21-month 0% introductory APR starting from the account opening date with regular rates of 18.24%, 24.74% or 29.99% after the promotional period.
- The card allows balance transfers with reduced interest rates for 120 days following account activation.
The card stands as a multi-award-winning product in the U.S. market because of its numerous titles including:
- The Ascent named this card Best 0% Credit Card of 2024.
- The CNBC Select platform selected this card as its Best 0% Credit Card of 2024.
- The US News organization ranked this card as Best Balance Transfer Credit Card of 2023.
You gain worldwide card reliability through this option while you can find additional information about the key details.
Who can Apply?
The card requires applicants to be at least 18 years old and have proper registration in the country as either a native or foreign citizen.
The income requirements are flexible so you must show an amount that matches the credit limit.
A good to excellent credit score is necessary to increase your chances of obtaining this card.
You should prepare the following documents before applying:
- Copy of Social Security card
- Copy of passport with work visa
- Proof of income
- Proof of residence
How do I Apply for the Wells Fargo Reflect Credit Card?
The ‘Apply Now’ form located on the Reflect page allows you to start your application. The application process requires you to enter the following details:
- About you: full name, suffix, date of birth, and SSN/ITIN
- Contact information: complete address with city, state, ZIP Code; country of nationality, email address, and phone number
- Security information: mother’s maiden name
- Financial information: housing status (own, rent, or other); employment status (employed, self-employed, not employed, or retired); total annual income
After filling in the information, complete the security checks. Wells Fargo will review the data to decide whether or not to offer the card.
The application process requires document submission and potential contact from the bank. The bank provides support services to customers.
Credit Card
Wells Fargo Reflect
Like everything? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Wells Fargo Reflect provides excellent everyday conveniences together with low fees. The card provides cell phone protection of up to $600 for theft or damage incidents with a $25 deductible requirement.
The Roadside Dispatch service provides continuous support through its complete roadside assistance which includes towing and locksmithing services.
The Zero Liability Protection feature protects you from paying for unauthorized transactions that were not properly authorized.
My Wells Fargo Deals offers exclusive shopping benefits to merchants which enables customers to earn cashback rewards for their purchases of various products and services.
The Credit Close-Up service provides Wells Fargo customers with free access to track their FICO score improvement through personalized credit insights and valuable tips.
The service is available at no cost to all Wells Fargo customers.
The card functions well for regular use because it matches its price point without offering premium features.
Want to learn another option?
The Wells Fargo Autograph offers a card with additional benefits at a higher cost which includes a $200 bonus and $0 annual fee.
The card provides 3x points in various categories and Visa Signature services and travel assistance and roadside dispatch. See how to apply.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.