Learn How to Apply for the Discover It Cash Back Credit Card
The Discover It Cash Back credit card provides efficient day-to-day management through its 5% benefit system. How do I apply?
What do You Need to Know Before Applying for the Discover It Cash Back Credit Card?
The Discover It card provides unlimited 5% cash back rewards on specific categories which Discover selects every three months.
Credit Card
Discover It Cash Back
Want unlimited cash back? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Discover It card provides 5% unlimited cash back rewards on selected categories that Discover selects every three months.
The Discover Cashback Calendar provides the 5% cash back rewards to customers.
The bank selects new categories for 5% cash back benefits every three months which typically include common shopping locations as part of the benefit’s purpose.
The Discover It card has already chosen supermarkets together with pharmacies and gas stations and streaming services and travel as its eligible categories. The cash back reward for all purchases beyond the selected categories amounts to 1% unlimited cash back.
You can redeem cash back rewards through three options which include bank account deposits and statement credit and Amazon.com and PayPal purchases.
The card provides an automatic dollar-for-dollar match of all cash back rewards earned by cardholders during their first year.
The program gives customers an extra $300 bonus when they earn $300 in cash back rewards.
The Cashback Match enrollment process is automatic because you need only use the card for purchases to receive the unlimited match benefit.
The following section explains how Discover’s Cash Back program can enhance your daily activities.
Who can Apply?
The Discover credit card requires applicants to be U.S. lawful residents who maintain active bank accounts and Social Security numbers.
The application requires all applicants to be at least 18 years old but certain states allow 19-year-olds to apply.
The credit limit determination at Discover depends heavily on annual earnings which must be proven through documentation.
The Discover It Cash Back card approval process tends to favor applicants who have good or excellent credit scores between 670 and 850.
People who have not reached this credit level should focus on building their credit because they will not qualify for approval. Several credit cards exist to help people build their credit scores while offering suitable alternatives.
How do I Apply for the Discover It Cash Back Credit Card?
The first step of the application process requires users to visit Discover’s website where they should choose “Apply Now” from the available options.
The website requires users to enter their ZIP code together with the last numbers of their Social Security number and their birthdate at the beginning of the application.
The application process requires Discover to ask for extra contact information and income details which include full name and complete address and email address and phone number and monthly earnings.
Applicants need to submit supporting documents during this process which include proof of residency and income evidence through recent pay stubs and bank statements.
After finishing the form Discover performs a complete evaluation of the credit line by examining the applicant’s credit score.
Credit Card
Discover It Cash Back
Liked the card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Discover card offers 15 months of 0% APR for purchases and 3% APR for balance transfers during its introductory period. The standard variable APR for purchases and balance transfers after the introductory period ranges between 17.24% and 28.24% for purchases and 5% for balance transfers.
Discover offers its applicants the opportunity to select from 25 different card design options. The application process at Discover operates at a fast pace.
The Discover card includes online privacy protection features which users can activate through the Discover app.
Users can quickly stop all transactions by using the Freeze It feature through the app or website by turning the on/off button.
The cardholders receive protection against unauthorized purchases made with their card through fraud liability protection.
Want to learn another option?
Discover It provides a card designed to help you save money on debts through balance transfer services.
The card provides additional benefits to ensure security and reliability while showing you how to apply.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.