Learn How to Apply for the Chase Freedom Flex Credit Card
The Chase Freedom Flex credit card serves as an efficient financial management tool that also rewards users with cash back rewards. Review the application details.
What do You Need to Know Before Applying for the Chase Freedom Flex Credit Card?
The Freedom Flex card by Chase provides attractive terms that include 5% cash back rewards on categories which the bank determines.
Credit Card
Chase Freedom Flex Credit
Want a card for everyday use? Apply now!
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Freedom Flex card does not have any annual maintenance fee and it offers 0% introductory APR for 15 months from account opening for purchases and balance transfers.
The card has a variable APR of 20.49% to 29.24% for purchases that need to be charged.
The card offers different cash back percentages as rewards.
- 1% for all eligible purchases
- 3% for dining, including US-based deliveries, and drugstores
- 5% for travel purchases with Chase Travel
The Freedom Flex also provides a 5% cash back on quarterly selected categories by Chase, up to $1,500 in purchases per quarter.
Possible categories include restaurants, streaming services, gyms, gas stations, and various others, according to Chase.
The card also offers a new cardholder bonus of $200 after spending at least $500 in the first 3 months.
Rewards don’t expire, there’s no minimum withdrawal, and you can redeem them in various ways, such as direct deposit (not only with Chase), gift cards, travel, and points on Amazon.com.
If you’re interested in a card like this, keep reading.
Who can Apply?
The bank does not require customers to have any existing relationship with the bank.
The bank follows industry standards by requiring U.S. citizenship or proper registration for foreigners who have an active work visa.
The applicants need to fulfill age requirements which are 18 years old for most states but 19 years old in certain states.
The establishment of credit limits for citizens requires verifiable steady income.
The credit score stands as the most important factor in the approval process because it determines whether the application will be approved or rejected.
How do I Apply for the Chase Freedom Flex Credit Card?
The first step for application initiation requires the candidate to select the “Apply Now” button which leads to the application form.
The applicant needs to enter their full name and mother’s maiden name for security reasons along with their date of birth and Social Security Number or Individual Tax ID and Social Security Number.
The application requires complete address information along with phone number and email address details.
The application requires financial information about residence type and employment status and total annual income.
After submitting the finished form Chase will perform a quick credit assessment to provide immediate results.
The approved applicant will receive a credit card with a $500 starting limit which can grow in value.
The brand provides multiple customer service channels for applicants to contact its specialists.
The processing duration depends on the location of the provided address yet digital cards and wallets serve as alternative options for customers.
Credit Card
Chase Freedom Flex Credit
Want a card for everyday use? Apply now!
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Chase card provides multiple protection services and benefits to its users including:
- Extended warranty for an additional year
- Purchase protection of up to $500 per claim and up to 120 days
- Zero liability protection for unrecognized purchases
- Trip cancellation and interruption insurance up to $1,500 per person
- Cell phone protection against theft or damage, up to $800 per claim
- Fraud monitoring
- Collision damage waiver for car rentals
- Travel and emergency assistance services
The Credit Journey service enables users to monitor their FICO score evolution through time while receiving advice to enhance their credit lines.
Through Chase Pay Over Time you can divide your purchases into smaller manageable monthly installments. The bank requires purchases exceeding $100 to qualify for this program.
The service provides additional benefits and discounts to customers who use Instacart+, Lyft and Doordash.
Want to learn another option?
The Aeroplan credit card operates under Chase management to provide exclusive ticket purchase benefits for Air Canada customers.
The selection process for cardholders matches between these two options so you can determine your application method.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.