Learn How to Apply for the BoA Unlimited Cash Rewards Card
The BoA Unlimited, as the name suggests, is focused precisely on advantageous rewards that never expire throughout the card’s lifespan!
What do You Need to Know Before Applying for the BoA Unlimited Cash Rewards Card?
The Bank of America Unlimited Cash Rewards card, in collaboration with Visa Signature, offers a 1.5% cash back reward on all transactions, with potential perks for Preferred Rewards participants.
Credit Card
BoA Unlimited Cash Reward
Want the card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Preferred program provides its members with multiple exclusive benefits.
Each purchase made with the credit card allows users to boost their reward rate between 1.87% and 2.62% which produces substantial financial effects.
The program requires active Bank of America accounts from eligible customers.
The program requires users to keep their combined average balance at $20,000 across three months which includes both deposit accounts and Merrill investment accounts.
The Bank of America card provides no annual fee and offers 15 months of 0% APR for both new purchases and balance transfers.
The interest rates will change after the introductory period ends and they will range between 18.24% and 28.24% standard APRs. The initial balance transfer fee amounts to 3% before rising to 4%.
New users who meet the spending requirement of $1,000 within three months will receive a $200 sign-up bonus.
You can use your rewards without expiration through Bank of America account deposits and Amazon.com purchases and PayPal transactions and statement credit.
The following section provides additional information about this topic.
Who can Apply?
The Bank of America card application does not require existing customers to apply for the card. After receiving the BoA Unlimited card you will automatically create a new card account.
The Boa Unlimited requires applicants to reach age 18 or 21 depending on their state of residence such as Puerto Rico.
The card services reach every state throughout the United States. The card application requires either US citizenship or valid work visa and properly documented passport from foreign nationals.
The credit history needs to show excellent to good scores with FICO points ranging between 670 and 700.
The approval process for the card requires official and verifiable income documentation.
The requirements do not ensure approval because Bank of America maintains full control over application decisions and card availability.
How do I Apply for the BoA Unlimited Cash Rewards Card?
The Bank of America website provides an “Apply Now” button which leads applicants to their application form.
You must enter your full name and last name and home address and contact number and email address when accessing the application form.
The application process becomes faster for Bank of America customers who already have an account. You must provide your Social Security number and housing details and monthly spending and income information.
The bank requires these basic details for credit assessment purposes.
The application requires you to provide proof of address and a scanned copy of your driver’s license or passport and recent bank statements to verify your income.
You can contact the bank through online chat or use other customer support channels including the phone number provided when you need help or have questions.
Credit Card
BoA Unlimited Cash Reward
Did you like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The card provides complete features which allow you to use digital wallets on your smartphone instead of needing the physical version. BoA provides the following protection features:
- Fraud prevention lock
- The bank guarantees zero liability for fraudulent purchases.
- The overdraft protection system is called Balance Connect.
- You can manage your card completely through the mobile banking platform.
- General account alerts
- FICO score monitoring
The card serves as an excellent financial management tool while offering rewards as its main benefit.
Want to learn another option?
The Capital One SavorOne rewards program provides 1% cash back on all purchases and 3% cash back on specific everyday categories.
The application process for this option includes good security features and convenience options which you can learn about.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.