Learn How to Apply for the American Express Blue Preferred Card
The American Express Blue Preferred Card provides a complete card package with exclusive benefits and traditional Amex rewards features.
What do You Need to Know Before Applying for the American Express Blue Preferred Card?
The Blue Preferred credit card provides 6% cashback rewards for both supermarket transactions and streaming service subscriptions.
Credit Card
AMEX Blue Preferred
Dreaming of Amex? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Blue Preferred offers 1% cash back on all eligible purchases, with special conditions for some departments, such as:
- 3% for purchases at gas stations in the USA
- 3% on parking, tolls, trains, buses, taxis, and more
- 6% on streaming service subscriptions
- 6% on supermarket purchases up to $6,000
Normally, the initial limit of the Blue Preferred Card starts at $1,000 and can be increased according to the customer’s needs.
New users can earn a $300 cashback reward after spending $3,000 within the first three months. The first year of card ownership comes with no annual fee but from the second year onwards the fee becomes $95.
Additionally, there is an introductory offer of 0% APR for the first 12 months for balance transfers and purchases.
After that, the rates are a variable APR ranging from 19.24% to 29.99% for purchases. Amex offers the Pay It system to quickly pay small bills throughout the month and earn rewards.
On the other hand, the Plan It service allows you to split purchases of $100 or more into one or more fixed monthly installments. So if you dream of having an Amex Blue Preferred, keep reading.
Who can Apply?
The Blue Cash Preferred Card offers more flexibility than other Amex options which focus on premium personal and business cards.
The application process requires U.S. citizenship status and age of 18 or older and proof of income from a verifiable source according to Amex.
A strong credit history serves as the main requirement for obtaining this card. The cardholder gives permission to Amex for conducting credit evaluations that require a good credit score and full review of their credit history throughout their credit experience.
The Blue Cash card application does not require previous Amex affiliation but applicants with negative Amex card experiences will likely face rejection.
The brand availability determines the outcome of any card application even when all requirements and prerequisites are met.
How do I Apply for the American Express Blue Preferred Card?
The Amex website allows users to apply for credit cards through an easy-to-use online application form.
Applicants do not need an existing Amex account to apply but using their username and password will make data entry easier.
The Blue Card application form appears after customers click “Apply Now” to request access to the application form where they must enter their full name and date of birth and email address and residential address.
The application requires social security number information along with annual income details and yearly expenses and specific income source information including employment status and military service and business ownership and retirement details.
After completing the form submission Amex conducts a comprehensive credit evaluation to determine the applicant’s profile status.
The American Express website includes a built-in chat function that enables customers to reach out to support staff for help with their questions.
The process will run smoothly if you provide accurate information because this will prevent the need for document revisions and additional information submissions to American Express.
Credit Card
AMEX Blue Preferred
Like the terms? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
Through the Send & Split system users can divide restaurant bills with friends directly from the Amex app. Cardholders receive special Amex offers for shows and other events through their membership.
The card provides annual rewards of up to $84 when users spend at least $9.99 on Disney Bundle subscriptions and $10 monthly statement credits for Equinox+ service.
The card provides additional benefits which include rental car loss and damage insurance and a Global Assist hotline and dispute resolution offers and fully online account management.
Want to learn another option?
The Amex Gold Card provides 4x points and a new user bonus of 60,000 points.
The Gold Card has its own specifications, and you can see how to apply.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.