Learn How to Apply for a Wells Fargo Active Cash Card
What do You Need to Know Before Applying for the Wells Fargo Active Cash Card?
The Wells Fargo Active Cash Credit Card provides two main advantages through its unlimited 2% cashback rewards on all purchases and a $200 reward bonus.
Credit Card
Wells Fargo Active Cash
Want to enjoy the benefits of Wells Fargo? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Wells Fargo card stands as a top choice in the American market because it received multiple awards including:
- NerdWallet named the Wells Fargo Active Cash Credit Card as their Best simple cashback credit card in 2022, 2023 and 2024.
- The Ascent named this card as their Best no annual fee card in 2023.
- The Bankrate Awards selected this card as their Best fixed-rate cashback card in 2024.
The card provides unlimited 2% cashback rewards on all purchases which can be redeemed through gift cards or purchase credits or cash deposits or ATM withdrawals or PayPal purchases.
The Active Cash Credit Card from Wells Fargo does not require an annual maintenance fee while offering 0% introductory APR for 15 months on qualifying purchases and balance transfers.
The variable APR for this card will be between 20.24% and 29.99% after the introductory period ends and after 120 days for balance transfers.
The card provides excellent performance in everyday situations because it includes Visa Signature signature which offers exclusive concierge services and travel assistance benefits.
The following section will help you determine if Active Cash is a suitable credit card for your needs.
Who can Apply?
The Wells Fargo Active Cash card eligibility criteria follow typical American market standards to enable broad access for various applicants.
The application process requires either U.S. citizenship or a valid work visa for entry into the country. All documentation must be current regardless of the applicant’s nationality.
The minimum age requirement for applicants stands at 18 years old but state-specific requirements may extend this to 19 to 21 years old.
The approval of credit applications depends on verifiable income and a FICO score between 670 points and excellent range.
The annual income and credit score determine both the approval status of card applications and the monthly spending limits.
How do I Apply for the Wells Fargo Active Cash Card?
You can begin your credit card application by clicking the ‘Apply Now’ button which directs you to the application form.
The application process for current banking customers becomes automatic after logging in because their information will be automatically filled in.
New customers of the bank must enter their full name and Social Security number along with birthdate and address and city and ZIP code and email and phone number.
The application requires you to choose your birth nation and solve a security question.
The application requires you to specify your housing situation between ownership and renting or another arrangement and your employment status between employed and self-employed and not employed and retired while also stating your total annual income.
You need to accept Wells Fargo’s verification procedures when you submit your application information.
The bank will review your application data to decide whether to approve or reject your request after receiving all necessary details.
The bank maintains a customer service department which customers can reach for any questions or help they need. The enrollment system of Wells Fargo operates efficiently because it delivers fast responses to customer inquiries.
The key requirement for this process is to enter all necessary information correctly to avoid needing corrections which saves time.
The requirements do not guarantee approval because Wells Fargo maintains complete control over the card availability.
More Details
The Wells Fargo Active Cash card provides additional benefits which include cell phone protection that covers theft and damage and theft with a $25 activation fee for up to $600 coverage.
The Wells Fargo emergency travel assistance service includes zero liability protection for immediate reports of unauthorized transactions.
Through My Wells Fargo Deals customers can access personalized offers that provide exclusive cashback rewards for purchases and events.
The Credit Close-up service allows cardholders to monitor their FICO score in real-time while providing roadside dispatch for towing services available 24/7.
Wells Fargo provides a collision damage waiver to protect customers against theft or damage when they rent cars.
Want to learn another option?
The U.S. Bank Cash+ Visa Signature Card offers good conditions and cashback of up to 5% in different categories as an alternative option.
You can see how to apply in this way since the conditions for selecting cardholders are somewhat similar.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.