Learn How to Apply for a Chase Sapphire Reserve Card
The Chase Sapphire Reserve serves as an efficient credit card that enables users to earn points while receiving up to $900 in welcome benefits.
What do You Need to Know Before Applying for the Chase Sapphire Reserve Card?
The Chase Sapphire Reserve credit card provides new members with a 60,000 points bonus and multiple cashback rewards levels.
Credit Card
Chase Sapphire Reserve
Need travel benefits? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe main focus of Chase is on benefits for travelers and you get 5 times the total points on flights and 10 times the points on hotels and rentals purchased through Chase Travel after spending the annual $300 on travel.
Additionally, you get 3 times points on dining, delivery services, and even 10 times points on purchases with Chase Dining, plus 50% when redeeming travel through Chase.
The introductory bonus is 60,000 points after spending $4,000 on purchases in the first 3 months from account opening, which is equivalent to about $900 to spend on travel through Chase Travel.
There is an annual membership fee of $500 and $75 for each authorized user. There are no foreign transaction fees.
Travel benefits include complimentary access to over 1,300 airport VIP lounges with up to two guests, as well as a $100 statement credit every four years as a sort of reimbursement.
To make travel even more comfortable, the card features trip cancellation or interruption insurance of up to $10,000 per person and trip delay reimbursement above 6 hours, up to $500 per ticket.
There are other insurances such as travel accident insurance, a collision damage waiver for car rentals, travel and emergency assistance services.
Who can Apply?
The credit card application process demands candidates to fulfill particular eligibility standards. The first requirement for applicants involves legal age and United States residency status.
The applicant needs to be at least 18 years old (or 19 to 21 years old in specific states) and have a valid Social Security number. Non-US citizens need to show their work visa along with their passport.
The card requires two essential elements which are credit history and income. The premium nature of this card requires applicants to show both excellent credit scores and substantial verifiable income.
The qualifying criteria help applicants prove both their legal and residency qualifications and their financial stability through their excellent credit history.
How do I Apply for the Chase Sapphire Reserve Card?
The official website allows users to complete their Chase credit card application through an extensive online application form.
The credit card is accessible to both Chase Bank customers who already have an account and people who do not have an account with the bank.
The application process for current Chase Bank customers requires a shorter form but new Chase customers must complete the entire form.
Applicants need to supply their full name together with their date of birth and complete address and Social Security number.
The application process requires applicants to supply additional banking details and financial information which includes their employment status and total annual income and spending patterns.
The application process receives support from multiple customer service channels which Chase Bank provides to its applicants.
The bank recommends customers to examine their credit history when they face application denial before making another application.
Credit Card
Chase Sapphire Reserve
Liked it? Apply with Chase.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
You can begin using the digital version of the card immediately through your device’s wallets because you do not need to wait for the physical card to reach your home address.
The 1:1 point transfer system enables you to move Chase points into different loyalty programs.
The points in Ultimate Rewards never expire because you can use them at any time your account remains active.
The card provides additional benefits which include purchase protection up to $50,000 annually and return protection for qualified items and 24/7 fraud monitoring and zero liability protection for unauthorized transactions.
Want to learn another option?
The Chase Freedom Unlimited card provides 1.5% cashback on all eligible purchases at a lower cost.
The conditions are quite similar but may differ in terms of income, and you can see how to apply.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.