How do I Apply for the American Express Platinum Card?
The American Express Platinum card stands as the most traditional option from the brand because it established itself as a top-tier everyday card when it first launched; apply now.
What do You Need to Know Before Applying for the American Express Platinum Card
The traditional American Express Platinum card provides new cardholders with 150,000 Membership Rewards points and delivers high rewards for travel purchases.
Credit Card
AMEX Platinum
Want the Amex card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteThe Platinum card represents the traditional American Express line with premium benefits for its card members.
New cardholders receive 150,000 Membership Rewards points as their welcome offer when they spend at least $8,000 on purchases during the first six months of card ownership.
The rewards program provides 5x points for flights purchased directly from airlines up to $500,000 per calendar year and the same 5x points for prepaid hotel bookings.
The card provides 1x points for all transactions except flights and hotel bookings. The annual fee for this card reaches $695 but it does not charge any fees for foreign transactions made abroad.
The card provides extensive travel benefits through its features which include:
- Personalized itineraries and recommendations
- Fine Hotels+ Program at over 1,500 properties
- An international airline program with lower fares
- $200 annually in Uber Cash credit
The Platinum card provides extensive features that you can continue reading about.
Who can Apply?
The Amex guidelines state that applicants need to fulfill minimum requirements to apply for the card which includes reaching age 18 since the card is unavailable to those under this age.
The possession of valid official documentation that complies with U.S. regulations is mandatory.
The Amex recommends applicants to have good or excellent credit scores above 700 points to improve their chances of approval.
A stable monthly income stands as a crucial element for obtaining credit access and improving the chances of approval.
The Amex card application does not require customers to own any other product from the brand.
Learn How to Apply for the American Express Platinum Card?
The Amex platform provides users with an easy ‘Apply Now’ button that leads them directly to the application form.
The application process for existing Amex customers includes a quick login feature which allows users to access their accounts through username and password authentication.
The application form requires users to enter their complete personal information which includes their full name and date of birth and preferred card name and full home address and email address and phone number and social security number.
The application requires income information which includes employment status selection between employed and business owner and retired and beneficiary and annual income and post-tax income (optional).
The form page of Amex includes a chat feature which lets customers interact with virtual support agents. The customer service channels of Amex remain available as an alternative option.
After submitting the application Amex performs a credit check before sending a positive or negative response.
The credit score of applicants remains unaffected when they apply for the card regardless of whether they get approved or not. The availability of the card determines how many applications American Express will accept.
The basic requirements of the brand do not ensure automatic approval.
Credit Card
AMEX Platinum
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GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Platinum card provides members with monthly Disney+ service purchase credits reaching up to $20.
The Walmart+ membership provides customers with both monthly statement credits and exclusive deals at Saks and Equinox and SoulCycle and Resy.
The card provides purchase protection of $50,000 per year and return protection and exclusive event access to select events.
The Platinum card design can be personalized through three available options which include Classic Platinum and Art X designs featuring Kehinde Wiley and Julie Mehretu artwork.
The Plan It system enables users to distribute their purchases across multiple months through Amex cards.
The Send & Split system allows Amex money transfers while providing cell phone protection of up to $800 per claim with a $50 deductible and additional features like the American Express app and year-end summary and extra Platinum cards.
Want to learn another option?
The Green Card is an American Express option that offers a lower monthly cost compared to the Platinum but still has comprehensive benefits for the public.
However, this doesn’t mean that the selection criteria are very different. In any case, you can see how to apply.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.