Discover the Steps to Get Your Chime Credit Builder Card
The Chime Card functions as a credit builder which helps users establish credit history through Visa-approved purchases.
Key Information to Understand Before You Apply
The Chime Visa is a secured credit card that can help you: build credit history, spend with peace of mind, and enjoy security!
Credit Card
Chime Card
Want to start building credit? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteChime stands as one of the major digital banking institutions that uses technology to create maximum disruption in the market.
The Chime Visa serves as both a secured credit card and a credit builder tool. The secured card requires you to make a security deposit.
The Chime Visa credit limit starts from zero and reaches its maximum at $10,000. Your financial situation determines the amount of funds available to you.
Your credit deposit functions as a spending resource that matches the deposited amount. A $1,000 deposit gives you access to a $1,000 credit limit.
Throughout the months you need to pay your bill. Your deposit stays safe when you make all your payments correctly.
The deposit serves as a payment method when you miss a payment and cannot pay your bill because the card gets canceled and the deposit covers your debt.
The card remains available to you without any problems when you make all your payments on time. Your credit history will improve when you make payments on time.
Your timely payments create a positive impression for credit agencies which leads to higher credit scores.
The card sends payment information to TransUnion, Equifax and Experian which operate as the three major credit bureaus. Your credit history and card usage grow stronger with each purchase you make.
The impact on your credit score extends beyond credit card approvals to all purchases that use credit score evaluations.
Who can Apply?
The conditions at Chime exceed those of standard credit cards which most consumers know.
The application process does not require a complete credit score evaluation to determine approval or denial status.
The secured credit card requires Chime customer status for approval. You need to maintain an active account with the financial institution.
You need to have an active account and receive at least $200 through direct deposit to access the card.
How do I Apply for the Chime Card?
You need to verify your Chime customer status to access the credit card.
You can initiate Chime Visa application through the “Sign Up Now” button in both situations.
The sign-up process begins with entering your name and email address.
The application requires your birthdate because Chime requires customers to be at least 18 years old.
The following step requires you to enter your phone number and complete your full address information including ZIP code and city and state.
During account creation you will need to supply information about your employment and earnings.
After becoming a Chime customer you can follow the application steps to request your secured card.
You can access the card request through the official channels of the bank by logging in with your existing account if you already have a Chime account.
The debit card version of Chime is available to customers who do not need to apply for the secured credit card.
You can contact Chime customer service through their support channels whenever you need assistance.
Credit Card
Chime Card
Want a no-fee card? Apply now.
GO TO OFFICIAL WEBSITE * You will be directed to an external websiteMore Details
The Chime card operates as a Visa card which functions as a widely recognized payment method across America and globally.
The Chime card functions identically to standard credit cards when used in stores worldwide because it allows purchase transactions and contactless payments and standard operations at checkout points.
Visa cardholders receive automatic transaction alerts as part of their card benefits. The SpotMe protection system and Fraud Protection both safeguard your transactions when you do not recognize a purchase up to $200.
Want to learn another option?
The Wells Fargo Reflect credit card provides benefits to users who have established credit history while maintaining no fees.
The card provides a minimum credit limit of $1,000 together with exclusive discounts and cell phone protection benefits. See how to apply.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.