BoA Unlimited Cash Rewards Card: US$ 200 Bonus Offer and 1.5% Cashback on All Purchases
The Bank of America provides Unlimited Cash Rewards through its 1.5% cashback program which rewards all purchases without any category restrictions.
The card provides extensive features through its leading American brand while maintaining easy application access.
Searching for More?
The Bank of America operates as a prominent financial institution in the United States market which provides banking services and credit card products.
The Bank of America card provides new users with a $200 reward bonus after they spend at least $1,000 on purchases during their first 90 days with the card.
The card gives users unlimited 1.5% cash back rewards on all their purchases and these rewards stay valid forever.
Bank of America Preferred Rewards members can boost their cashback rewards from 1.87% to 2.62% on all their purchases.
You can choose from three different ways to redeem your rewards including statement credit or deposits into Bank of America accounts or payments made through Amazon.com or PayPal.
The card provides excellent everyday benefits together with its rewards program. The card features chip technology for contactless payments and provides complete protection against fraudulent transactions with $0 liability.
What is the credit card limit?
The BoA card provides a minimum credit limit of $1,000 which can reach up to $20,000 based on the bank’s evaluation of your financial situation.
Is there any sign-up bonus?
The bank provides a $200 online cash rewards bonus to new customers who use their BoA account to make at least $1,000 in purchases during the first three months after opening their account.
What are the main fees?
The card features no annual fee and offers 0% introductory APR for 15 months on both purchases and balance transfers. The regular APR spans between 18.24% to 28.24% after the introductory period ends while the first 60 days of balance transfers incur a 3% fee which increases to 4% after that period.
What's the score for the card?
The FICO credit score needs to be at least 670 to qualify for this BoA credit card which falls under good to excellent credit range.
Is it possible to apply online?
Applicants can obtain the Bank of America credit card through the company’s online platforms.
CREDIT CARD
BoA Unlimited Cash Rewards
If you want the card, then see how to apply.
SEE HOW TO APPLY * You will remain on the current websiteOther important benefits include:
- The Balance Connect overdraft protection system prevents declined purchases and returned checks and withdrawals.
- The Mobile Banking App allows users to manage their account at any time through the app to pay bills and transfer funds and check their credit.
- The card provides users with account alerts to stay updated about all card activities.
- Free access to FICO score monitoring
The card provides efficient management through its annual fee exemption and 0% introductory APR that lasts for 15 months.
The card provides these features through both physical and digital wallet options for users who want advanced technological management.
Want to learn another option?
The SavorOne version from Capital One presents itself as a card with better terms that you should evaluate for your needs.
The card provides standard rewards of 1% and 3% in specific categories and you can learn about the application process.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.