Best Credit Cards up to $5,000
People who need higher credit limits during the day can find excellent options among high-limit credit cards. Check them out!
You can find the best robust credit cards for high daily needs starting at $5,000 in our complete selection. Check out the top-rated cards available in the market today.
1. Capital One Venture Rewards
The Capital One Venture Rewards is a comprehensive credit card with a credit limit starting at $5,000, offering significant possibilities even for the most robust daily needs in the American market.
The new offer includes unlimited 2x miles per dollar on every purchase, regardless of category. Additionally, you earn 5x miles when booking hotels and car rentals through Capital One Travel.
CREDIT CARD
Capital One Venture Rewards
The credit limit starts at $5,000. If you’re already considering this card, you can check how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe annual fee for this card is $95 and it does not have foreign transaction fees and has a variable APR of 19.99% to 29.99%.
The card offers flexible redemption options which allow you to exchange your miles for cash or travel tickets.
You will get up to $100 credit to skip lines through Global Entry or TSA PreCheck at airports.
The card offers a variety of benefits including premium stays, travel bookings, culinary experiences and exclusive events for Capital One Rewards customers in 2024.
The card is premium and has high income requirements and demands an excellent credit score which makes the approval process quite selective. Here’s how to apply.
2. American Express Green Credit Card
American Express stands as one of the most recognized brands both domestically and internationally. The Green Card provides spending limits up to $5,000 but the company does not establish a particular minimum amount.
After getting the card you will receive 40,000 membership points as a bonus when you spend at least $3,000 during your first six months of card membership.
CREDIT CARD
American Express Green Credit Card
The bank does not specify a fixed minimum. If you’re interested in applying for this card, simply check out how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card offers 3x points in the following categories:
Hotels, tours, rentals, cruises, trains, taxis, tolls, parking, buses, subways, restaurants, and food deliveries.
For all other categories, you receive 1x points.
The card has a premium edge, featuring the Send & Split service for sending money and the Plan It feature, allowing you to plan your purchases of $100 or more monthly with a fixed fee.
Since it is a high requirement card, it also has stricter criteria, and you can find out how to apply.
3. Amex Blue Cash Preferred Card
The American Express Blue Cash Preferred serves as another credit card option which provides excellent benefits through one of the most influential brands in the market.
CREDIT CARD
Amex Blue Cash Preferred
The bank does not specify a fixed minimum limit. If you’re interested in applying for this card, simply check how to apply below.
SEE HOW TO APPLY * You will remain on the current websiteThe card offers different cashback rates based on purchase categories as follows:
- 6% cashback rewards for supermarket purchases made in America.
- 6% cashback rewards for streaming subscription services.
- 3% cashback rewards for public transportation expenses and parking fees and tolls and taxi rides.
- 3% cashback rewards when customers use it at gas stations.
- 1% cashback rewards on all other purchases at a dollar-for-dollar rate.
The card provides essential day-to-day benefits which include the Disney Bundle credit of up to $84 and Send & Split service and multiple redemption options.
The card provides better terms than other Amex cards and you can find information about how to apply.
4. Chase Sapphire Preferred Credit Card
The Chase Sapphire Preferred stands as one of the top credit cards according to multiple market analysis firms operating in the U.S.
The credit limit begins at $5,000 after assessing each customer’s individual situation. Upon card activation you will receive 60,000 bonus points after spending at least $4,000 during your first three months of use.
The rewards program offers 3x points for dining purchases and 2x points for travel expenses while providing additional earning opportunities through 5x points for travel bookings made through Chase Travel.
The card provides 3x points for online grocery shopping and streaming service subscriptions. The card provides two value-adding features through its Ultimate Rewards program which has no expiration date and Chase Pay Over Time.
The card requires excellent credit scores and high income levels for approval. Learn how to apply.
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Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.