American Express Platinum Card: Initial Offer of 150,000 Points in Membership Rewards and Premium Benefits!
The American Express Platinum represents the most traditional card option from the company which provides up to 150,000 points in Membership Rewards and 5x points on flights and prepaid hotels.
The North American market loves this card because it offers a timeless and highly sought-after product and you can learn how to apply.
Searching for More?
The American Express Platinum stands as the most traditional Amex card because its design has appeared in numerous films and television shows.
The card provides Membership Rewards plans as its main reward option which focuses on travel benefits.
The card provides 5x points for flights booked directly from airlines or through American Express Travel up to $500,000 per calendar year and also offers 5x points for prepaid hotels booked through AmexTravel.com.
The reward points for all eligible purchases amount to 1x points. The card provides no foreign transaction fees which makes it suitable for international use outside the United States.
Platinum members receive exclusive benefits from Hilton Honors Marriott Bonvoy and the Fine Hotels+ Program which covers more than 1,500 properties worldwide.
What is the credit card limit?
AMEX does not specify the initial credit value, but it is possible to start a line generally at $3,000 with a very high (or even non-existent) limit.
Is there any sign-up bonus?
The American Express Platinum provides 150,000 Membership Rewards points as a welcome offer to new cardholders who spend at least $8,000 during their first six months of card usage.
What are the main fees?
The card’s annual maintenance fee is $695, with an APR for variable long-term payments ranging from 21.24% to 29.24% on eligible charges.
What's the score for the card?
The Platinum card requires applicants to demonstrate excellent credit and maintain a high and stable monthly income to qualify for access.
Is it possible to apply online?
The customer can apply directly through online channels to go through the challenging Amex process.
CREDIT CARD
AMEX Platinum
See more about how to apply.
SEE HOW TO APPLY * You will remain on the current websiteThe International Airline Program of the Platinum card provides cheaper fares while the cardholder receives $189 CLEAR Plus credit and $15 Uber Cash each month and a $20 bonus in December.
The Platinum card protects customers from airline incidental fees through its $200 airline fee credit.
The Platinum card provides additional benefits including a $200 digital entertainment credit for Disney and ESPN+ services and Walmart+ subscription credit and Resy dining access worldwide and premium cultural event seat selection.
The Amex card provides extensive coverage through its regular addition of new benefits which create premium and exclusive conditions for every daily life situation.
Want to learn another option?
American Express provides additional credit card options with better interest rates including the Green Card which serves as a suitable choice for international transactions.
The card provides 3x points for travel and transit and dining purchases and you can find the application process here.
Hi, I’m Fernando Pham, and welcome to WhyDetails.com! I’m from San Francisco, and I love exploring questions and sharing answers through my blog.